Updates
    Our Christmas & New Year Opening Times are now advertised on Facebook, Website(scroll below) and at the entrance to our Craigshill Office.
    Take out a Loan

    Take out a Loan

    Whether you're looking to borrow to help with your household expenses or for a larger purchase, we have the right personal loan to suit you. We've made it easy to borrow at a fair, affordable rate with no application fees and no early repayment charges.
    Save with your Credit Union

    Save with your Credit Union

    We all know the merits of saving money, either for something specific or for that "rainy day". Save as little or as much as you like either weekly, fortnightly or monthly. Your savings are often referred to as shares.

    YOUR TRUSTED FINANCIAL PARTNER IN EAST CENTRAL SCOTLAND AND THE BORDERS

    As the premier credit union in West Lothian, we're dedicated to empowering our community with accessible financial services. Whether you're in Livingston or anywhere in Scotland, join us to experience the benefits of membership. 

    From savings and loans to convenient online banking and our mobile app, we're here to support your financial journey. 

    Loan Calculator

    Variable Rate: from 12% to 36% (12.68% to 42.6% APR)
    Maximum Loan Amount :
    Maximum Loan Term :

    £

    Term

    Repayment Frequency
    £
    APR
    42.6%
    # Repayments
    Total
    £
    APR
    42.6%
    # Repayments
    Total
    £
    APR
    42.6%
    # Repayments
    Total
    £
    APR
    42.6%
    # Repayments
    Total

    This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

    Latest News

    Christmas & New Year Opening Times

    Mobile App Banking

    Manage your money anywhere, anytime.

    Your Credit Union has now made it easier for you to manage your money 'on-the-go' and in a way that is convenient to you.

    All you need to do is download our Mobile App, for free, to securely check your balances, pay bills and internally and externally transfer funds.

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